Handeling Alabamam Unisured Driving Accidents
Do I Need A Mobile, AL Attorney For An Uninsured Or Underinsured Driver Accident?
When drivers are involved in a car accident, one of the first things they do-after making sure everybody is OK-is exchange insurance information. Car insurance is designed to pay medical expenses and property damage repairs in the case of an accident. It’s not only a good idea to have car insurance, it’s the law. The state of Alabama requires all auto insurance policyholders to carry minimum amounts of liability coverage: $25,000 for death or bodily injury to one person, $50,000 for death or bodily injuries to two or more people and $25,000 for property damage and destruction. Unfortunately, not all drivers follow the law. One study found that almost 20% of Alabama drivers don’t have car insurance.
Years of Experience in Motor Accdients
What Are My Options If I've Been Hit By An Uninsured Or Underinsured Driver?
If you have uninsured motorist coverage on your own insurance policy, you are covered. Even though the other driver caused the accident, your insurance company will pay for your medical expenses and property damage. Another option could be available to you if you own more than one vehicle. The state of Alabama allows you to “stack” vehicles on your policy. Let’s say you own 2 cars and have insurance coverage of $25,000 per person for bodily injury. Because you have 2 cars, a total of $50,000 would be available to you for medical expenses.
Help from the Experts
How Can You Help If I’ve Been In An Accident With An Uninsured Or Underinsured Driver?
If you have uninsured motorist coverage, we can help you get the maximum amount of money for your claim. Insurance companies frequently try to minimize payments. We can prove the extent of your injuries, medical expenses and property damage to negotiate a higher amount of compensation. We can help you build a case against the negligent driver to recover damages. While this can be a lengthy process, our team of investigators and experts can help us build a solid case.