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Dealing with Auto Insurance Companies

Specializing in Negotiating with Alabama Insurance Companies

Need Help Handling The Insurance After A Car Accident?

In principle, if you’re involved in a car accident, getting the compensation you need should be easy. You get your medical treatment, and the insurance company picks up the bill. Likewise, the other losses you sustain, such as lost wages and replacement services, should be the insurance company’s responsibility. The problem is that insurance companies are in business to make a profit, and their profits come at the expense of victims. They will do everything they can to reduce or deny your claim.

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Help from the Experts

We Know the Arguments and We Know How to Beat Them

Low-speed accidents

When an accident such as a rear-end collision happens at low speed, the insurance company may argue that you couldn’t possibly have been seriously injured. The reality is that serious injuries, such as brain injury, can happen even in low-speed crashes. Our attorneys will review your medical documents and, if necessary, retain expert witnesses to prove that your injuries really were a result of the crash.

Pre- and post-accident injuries

An insurance company may argue that you were hurt before or after the crash rather than being injured in the accident itself. That’s one reason why it’s so important to see a doctor right away – even if you feel fine – and document every medical appointment. We’ll work with your medical providers and review physical evidence from the accident scene to prove that your injuries really were sustained in the crash.

Disputing fault

The insurance company representing the other driver may try to argue that you did something to cause your crash. Because Alabama still uses the legal principle of contributory negligence, if you are found even one percent at fault for your injuries, you cannot recover. (Note that cases in Mississippi use the comparative negligence standard, which means you can recover even if you are partially at fault for your injuries.) We’ll thoroughly investigate your crash and find the evidence that proves that someone else was responsible for your injuries.

Lowball offers

Insurance companies routinely make low offers to accident victims before the full cost of the accident becomes known. It’s important not to accept anything from an insurance company before you have completed your medical treatment and consulted an experienced car accident attorney from our firm to make sure that the offer really does cover the full cost of your injuries. Once you’ve taken the insurance company’s money, there generally isn’t much we can do.

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Phone: 251-438-7503