Rightful Compebsation for Injuries or Damaged Property
What Types Of Injuries Can Occur In Car Accidents?
They can include injuries to the head, neck, damaged ligaments, back, discs and brain injury. The effects can be physical disability, paralysis or long-term problems with memory, concentration, speech, limited mobility, and chronic pain. These serious injuries from a car accident may require long hospitalizations, surgery, extensive medical treatment, physical and occupational therapy, and rehabilitation. Victims who suffer traumatic brain injuries or spinal injuries may be left with physical and mental disabilities that require significant adaptions to their homes and lifestyles. A severe accident can also cause mental trauma, flashbacks, and post-traumatic stress disorder. The effects of injuries from a car accident can take a toll on finances, as well. Increasing medical expenses, inability to work, and lost wages and benefits can leave a victim struggling to pay monthly bills.
Help from the Experts
Car Accident FAQs
- Contact emergency services and remain on the scene, leaving the scene is a serious crime
- Exchange information with other motorists, request the name and badge numbers of the officers on scene, keep comments brief and factual
- Take pictures of damage, skid marks, damage to other vehicles, damage to property, visible injuries
- Visit a doctor immediately even if feeling well and document details of your medical appointment
- Notify your insurance company of the accident
You do need to promptly notify your insurance company that you were involved in an accident; otherwise, they may deny your claim. Beyond that, though, you have absolutely no obligation to talk to any insurance company, whether your own or another driver’s, and we recommend that you don’t.
Absolutely. It’s very common for car accidents to cause brain injuries, internal injuries and other injuries that may take time to become readily apparent. Seeing a doctor right away is the best way to protect your health. Moreover, if you wait to see a doctor, an insurance company may later use the delay in treatment as an excuse to deny your claim.
Ultimately, the insurance company of the driver who caused your accident should be responsible for your medical bills, but they typically won’t settle your claim until after you have completed treatment, and your medical providers will want to be paid before that. There are a few types of insurance coverage that may pay your medical bills in the interim:
- Medical and funeral: This is an optional coverage type on your own insurance that will pay for your medical bills after an accident. If you have this coverage, it should be your first option to get your medical bills paid.
- Health insurance: Your employer-provided health insurance may be reluctant to pay for injuries sustained in a car accident, but it is their job to pay for your medical care. However, going through your health insurance means you’ll be responsible for co-pays and deductibles, and there may be procedures that your policy won’t cover.
Unfortunately, many motorists in Alabama and Mississippi are on the road with no insurance. If you have uninsured motorist coverage, you may be able to recover from your own insurance company. You may also be able to pursue financial compensation from the uninsured driver’s own assets, or from another policy that covers the driver such as a family member’s or employer’s policy.
Absolutely. Just because you have other means of paying for some of your accident-related expenses doesn’t mean the at-fault driver shouldn’t pay. If you were injured due to someone else’s negligence, you are entitled to compensation from that person, period. Moreover, you may be able to get compensation for losses that are not covered by health insurance or paid time off at work, such as pain and suffering and replacement services.
It depends. Usually, we start negotiating with the insurance company once you have completed your medical treatment and reach a settlement in anywhere from three to nine months. If we need to file a lawsuit, it may take one or two years before your case actually goes to trial, although we can still settle at any point prior to the verdict.