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Handling Insurance After an Accident

Results for Victims

Truck Accident? Our Law Firm Will Handle The Insurance

After a crash involving a commercial truck, you aren’t just up against a truck driver; you’re facing the trucking company and their insurance carriers. Dealing with the insurance after a truck accident can be an overwhelming and frustrating process. That’s why you need an experienced Mobile, AL truck accident lawyer on your side.

Braswell Murphy, LLC is dedicated to helping victims of commercial trucking accidents in Mobile and throughout Alabama and Mississippi. Co-founder Kasie Braswell is a proud member of the Association of Plaintiff Interstate Trucking Lawyers of America. Our legal team knows how to stand up to the trucking companies and their insurance, and we’ll go to work for you.

Here’s what you need to know about the insurance in a truck accident:

  • The stakes are high: Commercial trucking companies have millions of dollars in assets, and they purchase insurance policies with high limits to protect those assets. Moreover, commercial trucks tend to cause devastating injuries with correspondingly high costs. That means even a relatively minor trucking accident is a major claim as far as the insurance company is concerned, and they make their money by reducing or denying those claims. They will have teams of attorneys and adjusters on their side to do just that.
  • Multiple insurers get involved: If your accident involved a tractor-trailer, keep in mind that the cab and the trailer usually have separate insurance. You’ll also be dealing with your own auto insurance company, and if your accident involved multiple vehicles – for instance, if a truck jackknifed or rolled over and was subsequently hit by several passenger cars – the insurance companies for each of those vehicles may also be involved. Accepting a settlement from any insurance company may bar you from recovering from the other insurance carriers as well.
  • There‘s a lot of evidence to consider: In the wake of a truck accident, the trucking company will send a “rapid response team” of investigators to the scene. They’ll retrieve as much evidence as they can to build the trucking company’s case for a potential insurance claim. And remember that some critical data for your claim, such as the truck’s hours-of-service log and “black box” data, is actually the trucking company’s property. That means their insurance company has easy access to that information, while you need an attorney to intervene to protect your rights.
  • You don’t need to face them alone. As soon as you contact our law firm and hire us to handle your case, we’ll notify the trucking company and every insurance company involved with your claim to let them know that you have retained an attorney. From that point forward, we’ll handle negotiations on your behalf so that you can focus on getting better. If they try to contact you, just politely decline to answer their questions and direct them to your attorney.
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